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Uninsured / Underinsured Drivers

Personal Injury Lawyers Chalat Hatten & Koupal Colorado

At Chalat Hatten & Koupal PC, every case is handled by a lawyer, not a paralegal. Our hardworking attorneys get the best possible outcome in matters of catastrophic personal injury, medical malpractice, ski accidents, auto accidents, premises liability, defective products, and more. From offices in Denver, we help people throughout Colorado. Contact us at 866-701-7292 or visit http://www.chalathatten.com. slip and fall,law,personal injury,colorado,Auto Accidents,premises liability,ski accidents,truck accident,Law Firm,car accident,denver,wrongful death,attorney,case,defective products,medical malpractice,lawyer,Chalat Hatten & Koupal PC, Personal Injury Lawyers Chalat Hatten & Koupal Colorado

Personal Injury Attorneys Accident Lawyers Denver Colorado

At Chalat Hatten & Koupal PC, our lawyers bring their experience to personal injury cases involving auto accidents, ski and snowboard accidents, premises liability (such as slip and fall injuries, drowning, explosions, and fires), and medical malpractice. Personal injury cases come in a wide variety of causes and impacts. People come to our attorneys after a terrible tragedy, and because we only take 100-200 cases a year, they each get plenty of personal attention. From offices in Denver, we help people throughout Colorado. Contact us at 866-701-7292 or visit http://www.chalathatten.com. slip and fall,law,slip and fall injuries,Ski,explosions,personal injury,colorado,Auto Accidents,fires,premises liability,truck accident,Law Firm,car accident,denver,wrongful death,attorney,case,snowboard accidents,medical malpractice,lawyer,drowning,Chalat Hatten & Koupal PC, Personal Injury Attorneys Accident Lawyers Denver Colorado

Medical Malpractice Lawyers Denver Colorado Attorneys

Most medical malpractice cases are dismissed, or the victim loses at trial. So it is very important to have an experienced attorney reviewing your case to determine whether it is viable. You must also have the matter reviewed by an expert witness, and at Chalat Hatten & Koupal PC, we get the best. Our lawyers got $10.1 million verdict in a pediatric medical negligence case. From offices in Denver, we help people throughout Colorado. Contact us at 866-701-7292 or visit http://www.chalathatten.com. law,medical malpractice attorneys,birth injury,pediatric,colorado,military medical malpractice,physician,nurse practitioner,health care provider,Law Firm,denver,wrongful death,attorney,case,serious personal injuries,medical malpractice,lawyer,medical negligence,hospital,Chalat Hatten & Koupal PC, Medical Malpractice Lawyers Denver Colorado Attorneys

Trucking Accident Lawyers Denver Colorado Injury Attorneys

Trucking accidents are very different from other auto accidents because of the many Federal Motor Carrier Safety Administration (FMCSA) regulations. At Chalat Hatten & Koupal PC, our lawyers understand those rules, and take truck crash cases throughout Colorado, that involve driver inattention, failure to apply tire chains, and other actions that cause terrible injuries. In one case, we got records that proved the truck driver was driving for over 12 hrs. Our attorneys work with clients and their family members to get the best possible outcome. From offices in Denver, we help people throughout Colorado. Contact us at 866-701-7292 or visit http://www.chalathatten.com. slip and fall,law,personal injury,colorado,Auto Accidents,premises liability,ski accidents,truck accident,Law Firm,car accident,denver,wrongful death,attorney,case,defective products,medical malpractice,lawyer,Chalat Hatten & Koupal PC, Trucking Accident Lawyers Denver Colorado Injury Attorneys

Skiing Accident Attorney Denver Colorado Ski Injury Lawyers

We have a national reputation in skiing and snowboard cases dating back to the late 1970’s. Since then we’ve handled skiing cases all over the United States on behalf of a wide variety of clients, including nationally recognized athletes, professional ski instructors, and foreign nationals from Australia, New Zealand, and Europe. Chalat Hatten & Koupal provides financial support to the St. Anthony’s ski helmet program for study in research to demonstrate the safety features of wearing ski helmets and the effectiveness of preventing severe brain injuries during ski accidents when one is wearing a helmet. We have a published record of million and multi-million dollar verdicts and settlements. Those are things that get published in the newspaper and in the media, and attorneys, defense council, insurance companies see these things and they know the reputation that we have. Our firm is bold, aggressive, yet honest and ethical. Contact us at 866-701-7292 or visit http://www.chalathatten.com. law,ski accidents,snowboarding accident,personal injury,Law Firm,denver,colorado,wrongful death,case,attorney,lawyer,Chalat Hatten & Koupal PC, Skiing Accident Attorney Denver Colorado Ski Injury Lawyers

NBC 9 News Too Many Colorado Lawyers? Attorney Jim Chalet

The ethical and economic problems of having so many lawyers in Colorado. Jim Chalat says the real problem is that too many lawyers fighting for too few clients puts many in an economic crunch. Some lawyers take cases that are outside their abilities, cut corners, and commit acts which have led to an increase in the size of malpractice judgments. Contact Denver attorney Jim Chalat at 866-701-7292 or visit http://www.chalathatten.com. law,denver,colorado,case,attorney,lawyer,Chalat Hatten & Koupal PC, NBC 9 News Too Many Colorado Lawyers? Attorney Jim Chalet

NBC 9 News Medical Malpractice Jim Chalat Colorado Attorney

NBC 9 news report on medical malpractice showing what’s involved when patients look to a court for healing. The chances for success for a plaintiff are extremely low. Attorney Jim Chalat says you have to really know what the doctor did wrong. It just can’t be a bad result because things sometimes don’t go well, even at the hands of the best surgeons. Contact Denver lawyer Jim Chalat at 866-701-7292 or visit http://www.chalathatten.com. law,personal injury,Law Firm,denver,colorado,wrongful death,case,attorney,medical malpractice,lawyer,Chalat Hatten & Koupal PC, NBC 9 News Medical Malpractice Jim Chalat Colorado Attorney

NBC 9 News Statutory Cap Monetary Limits Attorney Jim Chalat

Colorado statutory cap limits the amount of money you can recover when a public employee is negligent. The current statutory cap, established 20 years ago, is $150,000. Since then medical costs have soared since then. If you were to buy $150,000 worth of medical services in 1979, it would cost you more than half a million dollars to replace those services today,” says Attorney Jim Chalat. “These types of governmental immunity statues are the ultimate special interest legislation”. Contact Denver lawyer Jim Chalat at 866-701-7292 or visit http://www.chalathatten.com. statutory cap,law,slip and fall,monetary limits,personal injury,colorado,truck accident,Law Firm,car accident,denver,neglgent,wrongful death,attorney,case,lawyer,Chalat Hatten & Koupal PC, NBC 9 News Statutory Cap Monetary Limits Attorney Jim Chalat

Nathan Hall Trial Skiing Accident Denver Colorado Attorney

Nathan Hall was accused of skiing out of control and colliding with another skier, killing him. Lawyer Jim Chalat, who has handled many ski injury cases, said the outcome of Hall’s case isn’t as important as the message of the case sliding off the slopes and into the courtroom. If you go skiing, and you ski recklessly, and someone is hurt as a result, then you are responsible just as you would be if you were driving recklessly. Contact Denver lawyer Jim Chalat at 866-701-7292 or visit http://www.chalathatten.com. law,ski accidents,personal injury,Law Firm,denver,colorado,wrongful death,Nathan Hall,case,attorney,lawyer,Chalat Hatten & Koupal PC, Nathan Hall Trial Skiing Accident Denver Colorado Attorney

Reckless Skiing Trial Colorado Snowboard & Ski Injury Lawyer

The importance of the Nathan Hall case is that is the first case where there are criminal sanctions being imposed upon the reckless skier. Attorney Jim Chalat says he’s sick of people getting killed on the slopes by these nuts that ski too fast. Contact Denver skiing and snowboard lawyer Jim Chalat at 866-701-7292 or visit http://www.chalathatten.com. law,ski accidents,snowboarding accident,personal injury,Law Firm,denver,colorado,wrongful death,case,attorney,lawyer,Chalat Hatten & Koupal PC, Reckless Skiing Trial Colorado Snowboard & Ski Injury Lawyer

Colorado has returned to a tort - or "at-fault" - system for motor vehicle accidents. Under this system, the driver who is at fault for causing a traffic crash is responsible for paying the victim's medical expenses and compensating for additional damages, such as loss of wages and pain and suffering.

We at the office of Chalat Hatten & Koupal PC provide comprehensive representation to individuals involved in an accident with an underinsured or uninsured truck driver. Our attorneys are well versed in the many types of insurance coverage available to motorists, and we are able to fully explain how they may apply in your auto accident or truck injury situation. For more information, contact an attorney at our office today.

Colorado requires all drivers to carry bodily injury liability coverage of at least $25,000 per person and $50,000 per accident. This insurance provides coverage when an insured causes an accident in which someone is hurt or killed. Colorado also requires $15,000 in property liability coverage, for instances when the at-fault driver causes damage to someone else's property. Usually, this is someone else's car, but it could apply to buildings, utility poles, garage doors, etc.

Collision coverage, which is optional, covers damage to your car from a collision with another car, but also applies in one-vehicle accidents where your car strikes another object. Comprehensive coverage - also optional -provides protection when your car is stolen or damaged in ways that don't involve an impact. Covered risks include hail, fire, theft, flood, earthquake, explosion and falling objects.

Medical payments coverage, or MPC, pays for reasonable expenses you and your passengers incur because of injury in a motor vehicle accident, regardless of fault. As of July 1, 2003 this optional coverage is available in place of Colorado's formerly mandated PIP coverage. Coverage amounts available vary from company to company. You may wish to purchase it if you or your passengers do not have health insurance, or to supplement your health insurance.

Uninsured motorist (UM) coverage protects you by allowing you to make a claim against your own insurance carrier if you are injured as a result of the negligence of a driver who had no bodily injury liability insurance. This coverage also provides protection if you are the victim of a hit-and-run accident. A close cousin to uninsured motorist coverage is underinsured motorist (UIM) coverage. Your insurance carrier is required to offer you the opportunity to purchase underinsured motorist coverage up to the limits of the amount of the liability coverage that you have purchased.

Forms of Uninsured Motorist Coverage

Uninsured motorist coverage is available in two forms: property damage coverage (UM PD) and medical coverage, which is designed to pay your bills when you are hit by a driver without insurance. If you were seriously injured in an auto accident, incurred high medical expenses, and the person who caused the accident had liability limits lower than your underinsured motorist limits, you are entitled to make a claim against your UIM carrier for the difference between the two figures.

Colorado Laws

Colorado's legislature passed a law (effective January 1, 2008) that requires an expansion of uninsured/ underinsured motorist coverage (UM/UIM). Under this new law, insurers are required to offer you this coverage at the same limits as your liability coverage. UM/UIM can be waived only if rejected in writing. You can also select other limits. Most people choose to carry UM/UIM to cover their economic damages, such as medical bills, as well as some non-economic damages should the person who hit you be uninsured or underinsured.

To learn more about uninsured/underinsured motorist coverage and how it applies in a truck accident situation, contact a lawyer at Chalat Hatten & Koupal PC to arrange a free consultation, including on evenings and weekends. We strive to be accessible to clients and guide them through the process. Our firm handles injury cases on a contingency fee basis - no attorneys' fees are charged unless we recover compensation.

Chalat Hatten & Koupal
1900 Grant Street, Suite 1050
Denver, CO 80203
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Phone: 303-502-5007
Toll Free: 866-701-7292
Fax: 303-861-0506
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